People’s Bank of Seneca is locally owned, and therefore your mortgage loan is LOCALLY DECISIONED.  This enables us to get you an answer SOONER and to the closing table QUICKER!  We have a large array of products to choose from to ensure we fit your needs. 

• Up to a maximum of 95% loan to value with no PMI on purchases
• Cash-out or no cash-out refinance
• Debt Consolidation up to 100%
• Bridge loans
• Vacation/second home
• Construction
• Lot/land
• Home improvement

This online application is not designed for a Home Equity Line of Credit request. If you are interested in a Home Equity Line of Credit, please contact one of our branches for an application packet. We apologize for any inconvenience this may cause.

Note: Applications received after 5:00 PM CT and/or on Saturdays, Sundays or Federal Holidays will be considered received the next business day